Comprehensive and without borders – cross-border commuter insurance from SWICA
Whether you require illness or accident cover, SWICA's insurance solution for cross-border commuters provides reliable protection at home and abroad. Cross-border commuters from Germany (cross-border commuters resident in the EU/EFTA) who work in Switzerland benefit from a comprehensive insurance solution which offers outstanding value for money.
Low-cost insurance solution: The health insurance contribution is not income-related. In addition, a uniform tariff applies from age 26 onwards (no age-related premium adjustments)
Free choice of treatment location (outpatient) in Switzerland and in your country of residence
Reversion to German statutory health insurance remains possible
Benefits in Switzerland in line with Swiss law (KVG)
FAQs for cross-border commuters
This page answers some frequently asked questions about health insurance. If you have any other questions that aren't covered here, the SWICA team would be very happy to discuss these with you personally.
First-class customer service and outstanding value for money
Personal first-class advice and support from the specialists at the SWICA cross-border commuter agency in Basel with many years of experience in cross-border issues
Simple, uncomplicated benefits administration for benefits received in Switzerland directly and exclusively with SWICA Healthcare Organisation
Extensive employer network in Switzerland
SWICA will register you with the health insurance fund of your country of residence using form S1
