Basic insurance Favorit Medica doctor list model

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Benefits included in basic insurance

The various basic insurance models all offer the same benefits. The only difference between the models is the choice of first point of contact for medical questions. The benefits provided under basic insurance include:

Conventional medical treatment and complementary medicine
Hospital stays in the general ward
Emergency transport and search and rescue operations
Treatment abroad in emergencies

All benefits in detail

How the doctor list model works

Under the Favorit Medica doctor list model you can freely choose your doctor at any time from the comprehensive Medica directory. The santé24 online practice is also there to help you on +41 44 404 86 86.

Extensive choice of hospitals
The doctor treating you can refer you to any other doctor in the Medica directory.
Will you be needing medicine for an extended period? If so, you can ask a mail-order pharmacy to send the prescribed items to your home discreetly, securely and conveniently. You can find out more about mail-order pharmacies at: Medication service.
No co-payment (does not affect your excess and deductible): For any telemedicine services that santé24 provides (advice, consultations with experts and doctors), as long as basic insurance covers them. Exceptions include: advice and consultations in conjunction with nutrition advice and the psychological/psychiatric counselling service.
You get a discount of between 0% and 11% on your premium (learn more). Use our premium calculator for an easy way to compare premiums for SWICA basic insurance plans and your potential savings: go to premium calculator.

To SWICA's directories

Cheaper medicines delivered to your home

If you need one or more medications for an extended period, have the medicines prescribed by your doctor delivered to your home by a mail-order pharmacy. It's discreet, secure and convenient. Thanks to our partnership with an online and mail-order pharmacy, SWICA customers get exclusive discounts on their medication.

Find out more

Frequently asked questions about the doctor list model

With the doctor list model you get an attractive discount on your premiums and the same benefits as under the Standard basic insurance. The only difference is the choice of contact point: under the doctor list model, your first point of contact for medical matters is always a doctor from the comprehensive Medica directories. She or he will also discuss with you any further steps in your treatment.

When you switch from the Standard basic insurance plan to the doctor list plan, SWICA gives you a discount of between 0% and 11% on your premiums. The exact discount depends on where you live, your age and your chosen excess. Below, we have provided examples of how the minimum and maximum possible discounts are determined under the doctor list plan:

Minimum discount: Adult aged 26 or over, living in Wetzikon, excess: CHF 300, no accident cover, standard premium: CHF 505.50, with 0% discount: monthly premium of CHF 505.50.
Maximum discount: Adult aged 26 or over, living in Bern, excess: CHF 300, no accident cover, standard premium: CHF 645.10, with 11% discount: monthly premium of CHF 574.10.

You can see the possible premium discount for you directly in our premium calculator:
Calculate your premium now

You can benefit from attractive premium discounts by choosing an alternative basic insurance model. By increasing the excess you can cut your premiums even further. SWICA also offers family discounts for children and young people.

Discover all the ways to optimise your premium

You can also benefit from lower co-payments if you have also taken out any supplementary insurance with SWICA. SWICA is the only health insurance company that applies co-payments from SWICA basic insurance to SWICA supplementary insurance. This means your maximum annual co-payment is significantly lower than it would be with other health insurers.

More about the combination advantage

Downloads and directories

General Insurance Conditions (GIC) KVG (PDF)

Directory of doctors

Medication search

Exclusive services and advantages free to all SWICA customers

Free, 24-hour telemedicine service from santé24 doctors and medical staff
SWICA customer service available 24/7 in Switzerland and abroad
Expert advice on medication, exercise, nutrition, medicinal plants and vaccinations
active4life programme with 100 benefits and discount offers at selected partners

Discover all of the advantages

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Outstanding customer satisfaction

Comparis, bonus.ch, AmPuls and moneyland.ch – in comparisons of health insurers, SWICA outperformed all the major Swiss health insurers to secure first place overall for customer satisfaction. You too can place your trust in SWICA and benefit from the exclusive advantages it offers.

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