Buy health insurance online

Use our premium calculator to put together your insurance cover in just a few clicks and then complete your purchase online.

      Benefits included in basic insurance

      The various basic insurance models all offer the same benefits. The only difference between the models is the choice of first point of contact for medical questions. The benefits provided under basic insurance include:


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        Conventional medical treatment and complementary medicine

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        Hospital stays in the general ward

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        Emergency transport and search and rescue operations

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        Treatment abroad in emergencies

      All benefits in detail

      How the standard model works

      The classic form of mandatory basic insurance covers you for the cost of outpatient treatment and treatment in the general ward of a contract hospital in your canton of residence.

      • You have a free choice of doctor anywhere in Switzerland and can consult your doctor directly
      • Initial consultation from the doctors and medical specialists of santé24 telemedicine centre on +41 44 404 86 86 also possible any time
      • Optimise your premiums: switch to one of the alternative basic insurance models and benefit from attractive premium discounts

      Frequently asked questions about the standard model

      Exclusive services and advantages free to all SWICA customers

      • 24-hour telemedicine service* from santé24 doctors and medical staff
      • SWICA customer service available 24/7 in Switzerland and abroad
      • Expert advice on medication, exercise, nutrition, medicinal plants and vaccinations
      • active4life programme with 100 benefits and discount offers at selected partners

      *Medical services provided by santé24 will be invoiced in accordance with Tardoc, which means that excesses and deductibles apply. Many other services from santé24 remain free of charge.


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      Outstanding customer satisfaction

      Comparis, bonus.ch, AmPuls and moneyland.ch – in comparisons of health insurers, SWICA outperformed all the major Swiss health insurers to secure first place overall for customer satisfaction. You too can place your trust in SWICA and benefit from the exclusive advantages it offers.
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      What our customers have to say

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